Working Papers & Projects
NBER Working Paper
Modernizing Access to Credit for Younger Entrepreneurs: From FICO to Cash Flow
Cash-flow data used in small business underwriting improves credit access for young entrepreneurs.
Draft coming soon
Econometric Decomposition of Natural Disaster Property Losses
Natural disaster property losses are decomposed to analyze the relative contributions of prices, location, quality, and catastrophe risk.
Available upon request
The Local Effects of Spatially Targeted Public Policies: Evidence from California School Finance Reform
California’s school finance reform (LCFF) increased house prices but not rents in areas with funding increases.